Diane MacPhee is a professionally certified business coach working primarily with financial advisors. Ms. MacPhee earned her Certified Financial Planner (CFP®) designation in 1989. Diane had operated a successful sole proprietorship for sixteen years from 1989 until she sold her private fee-only financial planning practice in January 2006. She had served in 1993 as the President of the Northern New Jersey chapter of the FPA. Diane served three years on the national Board of NAPFA and was the conference chair for the Northeast Mid Atlantic Regional 2006 conference. Diane has been on CNBC a number of times as a repeat guest and once on CBS for Wall Street Week. She was also featured in the Wall Street Journal, Cosmopolitan, Consumer Reports, More, Fortune, and the Ladies Home Journal. Diane has been featured at a number of conferences over the years presenting on a variety of practice management challenges that many advisors face and how to approach them with a plan.
In her consulting work Diane focuses on attaining higher levels of efficiency, productivity and revenue. She offers useful advice on the nuts and bolts of managing your business as well as navigating the challenges of Continuity and Succession Planning. Partnering with Diane enables you to improve your office culture, staff relationships and enhance service to clients. This is achieved with an eye toward how to accomplish these essential business goals while designing a fulfilling life outside the office. As a practice management consultant/coach Diane strives to enable her clients to attain results within “their” definition of success. She is practical and aims to work side by side with advisors to hit target goals in a measurable and meaningful way.
On a personal note, Diane lives in the Jersey shore area. She enjoys cycling, reading, travel, learning about fitness, relaxing with family and friends at the beach, and most notably, her Golden Retriever “Pasquale.”
Bob Rall
Bob has more than 30 years of experience in the financial services business. In 1991 he joined a major insurance company, giving him his first exposure to helping clients with financial issues. He gravitated towards the investment side of the business and after three years, he joined a major brokerage firm. While he enjoyed helping clients develop and manage their investment portfolios, he had a desire to go beyond their investment portfolio and focus on helping them plan for their future.
In 1997 and 1998, Bob completed the educational and experience requirements necessary to earn the Certified Financial Planner (CFP®) designation. In 2000, he joined an independent, fee-only financial planning firm that was part of a local CPA group. He spent the next four years managing client portfolios and working with them to develop long-term comprehensive financial plans.
A desire to be even more independent led Bob to start Rall Capital Management in September of 2004. While most advisory firms are built to cater to the ultra-high-net-worth client, Bob built Rall Capital Management to cater to an underserved segment of the market, known as the “mass-affluent”. Individuals and families of more modest means have less room for error when planning their financial futures and managing their investment portfolios. This is the group that Bob has focused on serving. 17 years later, the firm has grown steadily and has two full-time employees, both of whom share Bob’s last name. Adam and Jenna, Bob’s adult children, both work with him at Rall Capital Management.
Bob is a member of NAPFA, the Financial Planning Association®, and the XY Planning Network. He has had articles published in the Journal of Financial Planning and several other financial publications. For years, he was the host of a local radio show focused on investments and planning.
Bob and his wife, Gina, are both active members of the local fitness communities. Together, they have traveled to many parts of the country to run marathons. Bob served on the Board for Space Coast Runners for several years, holding several offices, including President and Treasurer. Bob, Gina, Adam, and Jenna are all deeply involved in the Brevard County Special Olympics program. The relationships that they have developed with our “special” athletes has become a very powerful part of their lives.
Bob graduated with a degree in Communications from Ohio University in Athens, Ohio.
One of the things he is proudest of is having built a small, independent and successful firm that allows him to work with his family as they help other families achieve their financial goals.
Karen Keatley
Karen R. Keatley is a Principal and Wealth Manager at Modera Wealth Management, LLC. Her main responsibilities include helping clients develop their financial plans, implementing wealth management strategies and managing clients’ investment portfolios. Karen is also a member of Modera’s Investment Committee.
Steve Thalheimer
Steve is a Certified Financial Planner (CFP®) licensee, and the owner and principal financial advisor with Thalheimer Financial Planning, LLC in Silver Spring, Maryland. He has worked in fee-only financial planning since 1996, and as principal of his own firm since 2000. Before entering the field of financial planning, Steve worked in international economic development for 12 years, most of that time with the U.S. Peace Corps, both in the United States and abroad.