OasisLMS

This session provides veteran homeowners with a practical, step-by-step framework for creating a sustainable budget that supports both everyday living and long-term financial stability. Participants will learn how to manage household cash flow, align spending with personal and family priorities, and build flexibility into their plan to prepare for unexpected expenses such as home repairs, medical costs, or income changes. Key topics will include identifying fixed and variable homeownership expenses—such as property taxes, insurance, utilities, and maintenance—developing a realistic spending plan, determining an appropriate emergency savings target based on individual circumstances, and implementing systems to monitor and adjust the budget over time. The session will also address common financial considerations for veterans, including planning for variable or transition-related income, and strengthening long-term financial resilience.

Rising property taxes, insurance premiums, maintenance costs, and everyday living expenses make proactive budgeting more important than ever. Protecting and sustaining a debt-free home requires thoughtful planning and consistent financial management. This topic is especially timely for veteran homeowners who want to preserve the long-term stability their home represents while building greater confidence and security for themselves and their families. Participants will leave with practical tools and actionable strategies they can immediately apply to manage their resources effectively and safeguard their homeownership for years to come.

1. Learn to develop a practical budget that effectively manages cash flow while incorporating a cushion for unexpected expenses.
2. Be equipped to assess an appropriate level of emergency savings based on your individual circumstances.
3. Gain the knowledge and tools needed to implement your budget confidently and make informed adjustments as your financial situation evolves.