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Social Security: What Financial Advisors and Their Clients Should Know
Course Information
Content Level: Intermediate
NAPFA Subject Area: E-Retirement Planning
Course Description
The Social Security claiming decision is more complex and impactful on retirement finances than retirees, and their financial advisors, may realize.

Without a comprehensive and detailed analysis of claiming age, future work, and taxation implications, retirees can miss out on hundreds of thousands of dollars and pay more in income tax over their lifetimes.

This webinar will focus on the need for personal financial advisors to understand and advise their clients on the rules that affect their clients’ claiming decisions and how this decision impacts their retirement finances and income taxes.

By considering taxation and the intertwined retirement financial decisions that result from the Social Security claiming decision, financial professionals can provide their clients with the most tax-efficient, consistently high standard of living while increasing long-term portfolio longevity.

This webinar will feature case examples to demonstrate the learning objectives and current proposed Social Security legislation will also be addressed.
Learning Objectives
  1. Know when and how the earnings test applies to retirees
  2. Be able to explain what non-covered pensions are and how they affect Social Security benefits
  3. Describe when and how much of Social Security is subject to Federal taxes, and which states also tax Social Security income
Martha Shedden 

Martha Shedden is President and Co-founder of the National Association of Registered Social Security Analysts, NARSSA, and is also certified through the College of Financial Planning as a Chartered Retirement Planning Counselor (CRPC).

Martha was introduced to the topic of Social Security in 2011. She quickly became passionate about educating others on the topic and began teaching CPE/CE Social Security courses to finance and tax professionals in 2014 through several online providers.

She also recognized the untapped demand for soon-to-be retirees to obtain accurate, personalized Social Security information and answers to their questions on the specific rules and claiming strategies that affected their claiming decisions.

To meet this need, in 2015, Martha launched her business, Shedden Social Security & Retirement Planning, where she provides both Social Security claiming analyses and retirement cash flow analyses.

Martha is passionate about educating financial professionals and retirees alike on the details of Social Security income planning, the foundation and first step to creating a financially secure retirement plan.

She has more than a decade of experience providing Social Security education, consulting, and analyses and is the author of numerous Social Security white papers, seminar presentations and articles in financial publications. She is frequently interviewed by news organizations about Social Security topics.

Availability: Retired
Initial Cost: Member: $0.00
Non-Member: $39.00
Additional Cost: CFP® CE: $10.00
Credit Offered:
No Credit Offered
Contains: 2 Courses
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