What Every Financial Planner Should Know About Today’s Property Insurance Crisis
Course Information
Earn: 1 NAPFA CE, plus 1 CFP® CE with completion of the optional quiz
Content Level: Foundational
NAPFA Subject Area: B-Insurance & Risk Management
Course Description

Skyrocketing premiums, non-renewals, and shrinking availability are reshaping the property insurance market. This session will unpack what’s driving the crisis, how it’s impacting your clients, and what financial planners need to understand to help them avoid costly gaps. You’ll gain clarity on key market trends, emerging carrier requirements, and how to confidently engage insurance experts as part of a holistic planning approach.

Learning Objectives
1. Understand the key drivers behind the current property insurance crisis, including climate volatility, reinsurance challenges, and carrier exits.

2. Recognize how market changes affect client coverage, premiums, and risk exposure.

3. Learn when and how to collaborate with qualified insurance professionals to support client outcomes without stepping outside your planning expertise.
Speaker

Michelle Hirsch

Michelle Hirsch is a nationally recognized expert in high-net-worth personal insurance and a leading voice on the intersection of wealth planning and risk management. She brings a unique perspective shaped by more than 20 years of experience advising affluent individuals, families, and their trusted financial teams.

Known for her clarity, candor, and practical insight, Michelle is a frequent speaker at industry conferences and private firm events, where she simplifies complex insurance issues and sparks meaningful conversations around personal risk. Her engaging approach makes her a go-to resource for financial professionals looking to better protect their clients—and their client relationships—in an increasingly volatile insurance market.
Summary
Availability:
On-Demand
Access expires on Dec 31, 2026
Cost:
FREE
Credit Offered:
1 NAPFA CE Credit
1 CFP® CE Credit
Contains:
Recommended